Full Name
Karthik Jayaram
Job Title
Chief AI and Product Officer
Company
ThoughtsWin
Speaker Bio
Karthik Jayaram is currently leading AI and product innovation at ThoughtsWin Systems as the Chief AI and Product Officer, where he focuses on harnessing the power of data and artificial intelligence to accelerate decision-making and deliver measurable business outcomes. At ThoughtsWin, he spearheads the development of cutting-edge solutions that transform how businesses extract value from data.
Karthik is an industry veteran with over 25 years of commercial IT experience. He is a seasoned technology professional with a broad range of techno-functional skills and a proven track record of delivering meaningful business results across both international and domestic landscapes. With experience spanning over 12 countries, he has consistently driven business transformation, technology modernization, product development, and strategic innovation while building and leading high-performing teams.
His recent role as a Digital Transformation and Cloud Strategy Executive at Google involved leading programs exceeding $3.2B for major clients in the financial services industry, including CME Group, Global Payments, Fiserv, and Discover Financial Services. He played a critical role in guiding these organizations through regulatory engagements, establishing governance frameworks, and enabling delivery teams across the Google Cloud organization.
In addition to business strategy, Karthik has deep expertise in the regulatory and compliance landscape for financial services. He contributed to the development of Google’s AML AI product, now adopted by several financial institutions to strengthen compliance and risk management practices.
Prior to joining Google in March 2021, Karthik served as the Chief Technology & Data Officer at HSBC Bank beginning in 2015. In this role, he was responsible for enterprise-wide data strategy, governance, and quality across all business lines and functions in Canada. He led initiatives to modernize HSBC’s data infrastructure on the cloud, increase digital penetration, generate richer business insights, and foster a data-driven culture throughout the organization.
Before this, Karthik was the Head of Enterprise Architecture for HSBC Canada and held various technology leadership positions across HSBC’s global operations, including in the US, Bermuda, and Hong Kong. His experience encompasses core banking, payments, data, AML, risk (compliance, financial, and credit), and a comprehensive range of financial products including deposits, lending, and cards.
In addition to his corporate roles, Karthik has contributed to academia as a Visiting Professor at the Beedie School of Business at Simon Fraser University since April 2020.
Karthik Jayaram's career reflects a deep commitment to leveraging technology and data to drive business transformation and innovation across the financial services industry.
Karthik is an industry veteran with over 25 years of commercial IT experience. He is a seasoned technology professional with a broad range of techno-functional skills and a proven track record of delivering meaningful business results across both international and domestic landscapes. With experience spanning over 12 countries, he has consistently driven business transformation, technology modernization, product development, and strategic innovation while building and leading high-performing teams.
His recent role as a Digital Transformation and Cloud Strategy Executive at Google involved leading programs exceeding $3.2B for major clients in the financial services industry, including CME Group, Global Payments, Fiserv, and Discover Financial Services. He played a critical role in guiding these organizations through regulatory engagements, establishing governance frameworks, and enabling delivery teams across the Google Cloud organization.
In addition to business strategy, Karthik has deep expertise in the regulatory and compliance landscape for financial services. He contributed to the development of Google’s AML AI product, now adopted by several financial institutions to strengthen compliance and risk management practices.
Prior to joining Google in March 2021, Karthik served as the Chief Technology & Data Officer at HSBC Bank beginning in 2015. In this role, he was responsible for enterprise-wide data strategy, governance, and quality across all business lines and functions in Canada. He led initiatives to modernize HSBC’s data infrastructure on the cloud, increase digital penetration, generate richer business insights, and foster a data-driven culture throughout the organization.
Before this, Karthik was the Head of Enterprise Architecture for HSBC Canada and held various technology leadership positions across HSBC’s global operations, including in the US, Bermuda, and Hong Kong. His experience encompasses core banking, payments, data, AML, risk (compliance, financial, and credit), and a comprehensive range of financial products including deposits, lending, and cards.
In addition to his corporate roles, Karthik has contributed to academia as a Visiting Professor at the Beedie School of Business at Simon Fraser University since April 2020.
Karthik Jayaram's career reflects a deep commitment to leveraging technology and data to drive business transformation and innovation across the financial services industry.
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